Take Advantage Of Our Low Boat Loan Rates
Starting at 5.99% APR*
Purchase a new or used boat
Ready to make some waves? With Liberty Bay, buying a new or “new to you” boat for the perfect staycation has never been easier.
We offer competitive rates and various terms to fit your budget on new and used boats.
Looking to refinance your existing loan?
Refinancing your boat loan from another lender with Liberty Bay could save you money and allow you to set the term that works best for you.
Boat loan highlights
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Competitive rates as low as 5.99% APR*
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Excellent service from our financing experts
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Fast pre-approvals and quick funding
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Flexible terms and monthly payments
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No payments for 60 days
* To qualify for the lowest advertised rate, applicants must have a minimum Credit Score of 680 and a maximum Loan-to-Value (LTV) ratio of 80%. Actual rates, terms, and loan amounts may vary based on specific credit history, collateral type, and internal underwriting guidelines.
Boat Loans: Maximum loan amount of $250,000.00. *APR= Annual Percentage Rate. A 0.25% Auto Pay Discount is available when you enroll in automatic payments from a qualified Liberty Bay checking account. The discount applies only while automatic payments remain active and in good standing. If Auto Pay is canceled or payments are returned for any reason, the interest rate and corresponding payment amount may increase by 0.25%. The Auto Pay Discount is not available on all loan types and may be subject to credit approval, loan amount, and term restrictions. Other terms, conditions, and exclusions may apply. Please review your loan agreement for complete details. This offer may be modified or discontinued at any time without notice.
