Cruise into the Sunset

with boat loan rates as low as 4.24% APR*

Purchase a new or used boat

Ready to make some waves? With Liberty Bay, buying a new or “new to you” boat for the perfect staycation has never been easier.

We offer competitive rates and various terms to fit your budget on new and used boats.

Looking to refinance your existing loan?

Refinancing your boat loan from another lender with Liberty Bay could save you money and allow you to set the term that works best for you.

Complete the form below to speak with a loan expert, or 


Boat loan highlights

  • Competitive rates as low as 4.24% APR*
  • Terms up to 60 months 
  • Excellent service from our financing experts
  • Fast pre-approvals and quick funding
  • Flexible terms and monthly payments
  • No payments for 60 days**

Available for purchases¹ and refinances²

Talk to a Loan Expert to Get Started

*APR: Annual Percentage Rate. Rate is based on individual credit history/score. Rates and terms may vary and are subject to change at any time. . Estimated payment per $1,000 borrowed at 4.24% APR for 60 months equals $18.59. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.  

**LBCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin to accrue on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan was funded to the first payment date and then applied to the principal due.

¹Down payment of 20% required on new purchases

2Refinances are limited to 80% of NADA Average Retail Value.