Steer into the new year with

auto loan rates as low as 1.99% APR*

Take advantage of low rates for your new or "new to you" car

At Liberty Bay, we offer fast pre-approvals for cars, trucks, and vans! With competitive rates as low as 1.99% APR* and terms up to 72 months** on new and used vehicles up to six years old.

Before you hit the open road, start your adventure with financing from Liberty Bay! Apply today and learn the loan amount you qualify for so you can head to the dealership with confidence.

Complete the form below to speak with an auto loan expert, or 


Looking to refinance your current vehicle?

  • Save money - Did you know that you can refinance your existing auto loan to lower your monthly payment? Even if you recently financed a car directly through the dealership. Contact us to see if we can beat your current rate!

  • Innovative borrowing - If you have equity in a vehicle less than six years old, you can borrow against it at a lower rate than an unsecured personal loan. Contact us to discuss your options. 

Talk to a Loan Expert to Get Started

*APR – Annual Percentage Rate. Rate is subject to change and based on creditworthiness. Rate of 1.99% listed is for a 36 month term. For every $1,000 borrowed at 1.99% APR for 36 months, you would pay $28.67. Not all applicants will qualify for the lowest rate.

**Terms available up to 72 months on qualifying loans. Rates vary based on term and creditworthiness.