Financial Solutions Built for Unions
Liberty Bay Credit Union partners with locals across Greater Boston to deliver competitive rates, personalized service, and comprehensive banking tools. From high-yield savings and low-rate auto loans to secure mobile banking, we help your team build financial confidence and reach their goals.
Over 100 Years Serving Others
Competitive Rates
Partners that understand your member
High Yield Savings Products
Looking for a safe, high-interest savings option that offers both strong returns and flexible access? Liberty Bay Credit Union’s High Yield Money Market is designed to help you achieve your financial goals faster. Enjoy competitive dividend rates, insured deposits, and easy access to your funds — all from a credit union you can trust.
Premier Line of Credit
Tired of high interest credit cards? Try Liberty Bay’s revolving line of credit. With a Premier Line of Credit borrow only the money you need as you need it, and ensure you’re ready for cash shortfalls, needed repairs and any unpredicted expense in between. Borrow up to $25,000 without putting up collateral, easy access to your funds the line is attached directly to your checking account.
Unsecured Personal Loan
The reasons for taking out a personal loan are endless and, well, personal. With an unsecured personal loan from Liberty Bay, you’ll have the funds to help pay for a wedding, take a well-deserved vacation, or consolidate debt. No matter what your reason, with our unsecured personal loan you can do it all for less than you’d pay with a high-rate credit card.
Certificates of Deposit (CDs)
Our Certificates of Deposit (CDs) feature some of Liberty Bay’s highest savings rates. You choose from a variety of terms based on how long you are looking to commit the funds.*
*All dividend rates are subject to change, and dividends are compounded daily and paid monthly. Visit our deposit rates page to view available terms, APY, and minimum deposit requirements. Early withdrawals of principal are subject to penalty.
Auto Purchase
With Liberty Bay, buying a new or “new to you” vehicle has never been easier. Whether you’ve got your eyes on a car, boat, RV or trailer, we offer competitive rates and various terms to fit your budget on new and used vehicles up to six years old. Liberty Bay also offers Guaranteed Asset Protection (GAP) coverage on most vehicles.
Auto Refinance
Refinancing your vehicle loan from another lender with Liberty Bay could save you money and allow you to set the term that works best for you.
Do you own your vehicle? If you have equity in a car, boat, RV or trailer that’s less than six years old, you can borrow against it at a lower rate than an unsecured personal loan. And when you accept Guaranteed Asset Protection (GAP) Liberty Bay makes it worry-free for you if the vehicle is ever totaled or stolen.
Added Benefits
With your SEG status you will receive an additional .25% discount off your lowest quoted loan rate, rate cannot fall below rate floor. Visit our loan rates page to view available terms and rates. Looking for an additional discount on top of that? A .25% Auto Pay Discount is available when you enroll in automatic payments from a qualified Liberty Bay checking account. The discount applies only while automatic payments remain active and in good standing. If Auto Pay is canceled or payments are returned for any reason, the interest rate and corresponding payment amount may increase by 0.25%. The Auto Pay Discount is not available on all loan types and may be subject to credit approval, loan amount, and term restrictions. Other terms, conditions, and exclusions may apply. Please review your loan agreement for complete details. This offer may be modified or discontinued at any time without notice.
Sebstian Mitchell
HR Director
Joining Liberty Bay through our company's SEG partnership was the best financial decision I've made. The competitive rates on my auto loan saved me hundreds, and their team made the entire process seamless. I love having a credit union that truly understands our employee group's needs.
Jennifer Rodriguez
Small Business Owner
Liberty Bay has been instrumental in growing my small business through their SEG program. Their business checking account has no monthly fees, and the online banking integrations save me hours each week. Plus, knowing I'm supporting a local, member-focused institution makes every transaction feel right.
Michael Chen
Operations Manager
As a member of a select employment group, I've experienced personalized service that big banks simply can't match. Liberty Bay helped me refinance my mortgage at a great rate, and their mobile banking tools make managing my accounts incredibly easy. They're invested in our community and it shows.
Danielle Thompson
Financial Analyst
Switching to Liberty Bay through my employer's partnership gave me access to better rates and lower fees than I had anywhere else. Their financial education resources helped me build an emergency fund, and their fraud protection gives me peace of mind. They treat members like partners, not account numbers.
Connect With Kelly Today
Have questions about membership benefits for your Select Employment Group? Email Kelly to schedule a personal consultation and discover how Liberty Bay Credit Union can help you save, borrow, and grow.