HELOC rates starting at Prime minus 0.50%**

Need flexible financing? It's on the house.

Home Equity Line of Credit 

A home equity line of credit (HELOC) provides a low cost, flexible option to use the loan when you want, how you want. You can tap into the line of credit as needed, and it will remain open until the draw period ends.

Using the equity in your home can be a great way to pay for:

  • Home rehabilitation, remodels, and renovations
  • Education expenses
  • Debt consolidation
  • Life events, such as wedding or vacation

Complete the form below to speak with a home loan expert, or 

                                                                                                                                                                                                                                                                                                                                                                   *The introductory APR will be Prime -.50% APR for the first 12 months of your loan during the promotional period. Thereafter, the index is variable and equal to the Prime Rate (Prime) as published in the Wall Street Journal (8.50% as of 7/28/2023). APR is subject to change given the variable nature of the loan and may increase after the promotional period. The corresponding APR will never be less than 3.00% or more than 18.00% per annum on our featured Home Equity Line of Credit Rate. Minimum draw of $15,000 required at origination.

HELOC Highlights

  • Intro rate of Prime minus 0.50%  for first 12 months
  • Prime rate thereafter
  • Loan amount up to $1,000,000
  • 10-Year draw period
  • 15-year repayment term






Talk to a Loan Expert to Get Started

HELOC: Prime rate currently 8.50%.

*APR = the Annual Percentage Rate, and the Index is the Prime Rate, as published in The Wall Street Journal. Home Equity Lines of Credit for $400,000 or more require a full appraisal. Credit Union membership is required. Homeowners insurance and flood insurance (if applicable) are required for the life of the loan. Offer is subject to change at any time. Consult your tax advisor regarding the deductibility of interest on these loans. HELOCs have a 25-year term (10-year draw period with interest only payments followed by 15-year repayment period with principal and interest payments. A $400 application fee may be required. Property and flood insurance (where applicable) may be required for the life of the loan. Subject to credit approval and membership eligibility. Promotional rate applies to new credit lines only. Lines of credit for $400,000 or more require a full appraisal. Deductibility of interest is not guaranteed, consult your tax advisor