*APR = Annual Percentage Rate. Rate is subject to change at any time. Eligibility is based on creditworthiness. Credit Union membership is required. A minimum credit score of 620 is required. Payment per $1,000 for 12 months at 8.99% is $87.98. Minimum loan amount of $500. Total unsecured loan relationships of $25,000 and other restrictions may apply. Must apply by January 15, 2025.

**LBCU is offering the option to take advantage of deferring your first loan payment. Interest will begin to accrue on the date the loan is funded. Your first payment after the deferral period will be applied to the interest accrued from the date the loan was funded to the first payment date and then applied to the principal due.